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Homeowners insurance does not always include flood damage

Posted on August 31st, 2011 No Comments

Many people are finding out the hard way that their homeowner’s insurance does not cover damage that occurs from flooding. During hurricane season, this information is particularly important to understand.

Standard policies covers water and structural damage when wind knocks down a tree onto a home and it causes rain to come in. There is usually not coverage for the home itself or belongings that were damaged as a result of rising water.

After Hurricane Irene hit the East Coast, many homes, especially in the inland, were hit more with water damage than wind damage. Many homeowners were left paying for repairs themselves because the claims adjusters said that it was flood damage. It is important to understand your policy in order to determine if you need separate flood insurance.

If you or a loved one has had roof damage due to recent natural disasters, you need experienced roofers on your side. Contact the Austin storm damage repair professionals of AAA Mustang Roofing by calling 512-650-9866

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